How To Find The Routing Number On Bank Of America App

When I moved from Pittsburgh to Baltimore, I needed a new bank account and settled on Bank of America. With a massive geographic footprint as one of the largest banks in the nation, a branch or ATM was always around the corner.

That's because, over the years, Bank of America has expanded their locations as a result of acquiring other banks and now boasts over 4,600 branches and an ATM network of nearly 16,000. It's huge and ubiquitous.

It also means that it has a huge list of ABA routing numbers – which can get tricky if you need to know your number and don't have a check handy.

So, if you're looking for your Bank of America routing number, we can help you find it using one of three easy ways:

Look up your routing number by state (you can do this below)
Show you how to find your routing number on your personal checks, if you have one nearby
Call Bank of America customer service and ask them for your routing number

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Table of Contents

Bank of America Routing Number by State
Finding the Routing Number on Your Check
Contact Bank of America for Your Number
Different Routing Number for Wire Transfers

Bank of America Routing Number by State

Your Bank of America ABA routing number will be based on the state in which you opened your account, not where you live now.

Bank of America Location	Routing/Transit Number
Alabama	051000017
Alaska	051000017
Arizona	122101706
Arkansas	082000073
California	121000358
Colorado	123103716
Connecticut	011900254
Delaware	031202084
Florida, East	063100277
Florida, West	063100277
Georgia	061000052
Hawaii	051000017
Idaho	123103716
Illinois, South	081904808
Illinois, North	071000505
Illinois, Chicago Metro	081904808
Indiana	071214579
Iowa	073000176
Kansas	101100045
Kentucky	051000017
Louisiana	051000017
Maine	011200365
Maryland	052001633
Massachusetts	011000138
Michigan	072000805
Minnesota	071214579
Mississippi	051000017
Missouri East/St. Louis	081000032
Missouri West/Kansas City	081000032
Montana	051000017
Bank of America Location	Routing/Transit Number
Nebraska	051000017
Nevada	122400724
New Hampshire	011400495
New Jersey	021200339
New Mexico	107000327
New York	021000322
North Carolina	053000196
North Dakota	051000017
Ohio	071214579
Oklahoma	103000017
Oregon	323070380
Pennsylvania	031202084
Rhode Island	011500010
South Carolina	053904483
South Dakota	051000017
Tennessee	064000020
Texas, North	111000025
Texas, South	113000023
Texas, South	111000025
Utah	123103716
Vermont	051000017
Virginia	051000017
Washington	125000024
Washington, D.C.	054001204
West Virginia	051000017
Wisconsin	051000017
Wyoming	051000017

It gets a little messy for those states in which you have to figure out where in the state you live – where's the line for north Texas vs. south Texas? And which south Texas are you? That's why we have backup ways to find this.

Finding the Routing Number on Your Check

This is, by far, the easiest way to find your number but it requires a personal check. If you don't have one, you'll have to call Bank of America.

Once you have your personal check, the number is printed on it directly. Your checks contain a tremendous amount of important banking information, which is why you need to keep them secure, and here's an example of one:

The numbers at the bottom are your account number and the bank's ABA routing number. The nine-digit number highlighted in red is the ABA routing number. The other one, which we highlighted in green, is your account number. Sometimes the order of the numbers are switched but your ABA routing number is always a nine-digit number. If you're unsure, you can use American Bankers Association Routing Number lookup tool to confirm or check it against the above list.

There are three ways you can "ask" Bank of America. You can call them at 844-375-7028, go through the verification process, and then ask.

Next, you can review their FAQ on their website and update your ZIP code to show your ABA routing number. Remember, it is the zip code where you opened your account, not where you live right now.

Finally, you can log into your account to find it. If you are using the website, sign in and go to the Information and Services tab. If you are using their mobile app, get to your account details and scroll down. You will see it under the Account Info section.

Different Routing Number for Wire Transfers

The ABA routing numbers are useful only for ACH transfers. If you are receiving a wire transfer, then the code will be different – fortunately, it's a simpler system with one number for domestic wire transfers and one for international wire transfers.

Wire transfers are "better" than an ACH transfer because they're faster by a few days – they're also more expensive. An ACH transfer is free whereas incoming and outgoing wire transfers may cost a fee. The fee varies based on the type of account you have with Bank of America.

Domestic wire transfer (Wire Routing Transit Number) – 26009593
International wire transfer (SWIFT/BIC Code) in U.S. Dollars – BOFAUS3N
International wire transfer (SWIFT/BIC Code) in Foreign Currency – BOFAUS6S

For international wire transfers, if you are unsure if it's in U.S. Dollars or foreign currency, use BOFAUS3N.

If you're receiving a wire transfer, here's the other information you may need to provide:
For U.S. Dollars (or if you aren't sure):

Bank Name	Bank of America, NA
Bank Address	222 Broadway New York, New York 10038 (regardless of where your account is located)
BNF/Field 4200 Beneficiary acct. #	Your complete Bank of America account number including leading zeros
Beneficiary account name and address	The name and address of your account as it appears on your statement

For foreign currency:

Bank Name	Bank of America, NA
Bank Address	555 California St San Francisco, CA 94104 (regardless of where your account is located)
BNF/Field 4200 Beneficiary acct. #	Your complete Bank of America account number including leading zeros
Beneficiary account name and address	The name and address of your account as it appears on your statement

There you have it – an easy way to find the ABA routing number (and the SWIFT code) for Bank of America!

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Jim Wang is a thirty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free.

He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader.

Recently, he's invested in a few pieces of art on Masterworks too.

Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

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